I can use my HSA on Amazon!?

For the amazon devoted shoppers (yes, you out there!) it was announced recently, that you can now use a Health Savings Account (HSA) or Flexible Spending Account (FSA) to purchase eligible items at Amazon.com.

Employer Benefit News published an article that highlights the perks and convenience of this new addition to the online retailer. The article states “The retailer’s acceptance of HSA dollars marks an exciting new opportunity for the HSA — one of the most misunderstood and underutilized savings tools in America.

When I read this, I immediately had to see for myself how I can use my HSA to purchase things like sunscreen, contact lens cleaner, band-aids, etc. on amazon. I started out with the amazon search bar and clicked the down arrow next to “All” searching for a category specifically geared to HSA and FSA. 

Amazon toolbar

If you’ve tried to use your HSA or FSA card at a local pharmacy, you will understand why I was searching for this specific category. The IRS designates eligible medical expenses that can be covered with these accounts and I want to make sure I’m purchasing the correct items.
Plus, having a comprehensive list of what is eligible is super helpful!

I did not have luck finding an HSA/FSA category in the main drop down, but I didn’t stop my search and eventually found this page: https://amzn.to/2FBFUXD

TADA! The list of eligible items that I can use my HSA to purchase at amazon.com!


If you have an HSA or FSA and are confused on what you can use these accounts for, you're not alone. Until recently I did not contribute to my HSA, I simply used the funds my employer gave me. Then as I learned about the pre-tax deduction advantages, growing list of eligible medical expenses covered by HSA's and options to invest HSA dollars to grow my retirement. So, I decided to start contributing to this account. 

In case you're wondering below are brief definitions of each:

Health Savings Account (H.S.A)A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, co-payments, coinsurance, and some other expenses, you can lower your overall health care costs. For more information on an HSA see healthcare.gov.

Flexible Spending Account (F.S.A) - an account that you put money into, pre-tax, that can be used for medical expenses such as co-payments, deductibles, some drugs and some other health care costs. Employers are not required to contribute to an FSA. The major caveat with an FSA, it is a “use it or lose it” type of account. You can read more information about an FSA at healthcare.gov

Perhaps making it more convenient and easier to use will lead to more utilization and growth. 

Summer's coming - Don't forget sunscreen.